Salary + Super Calculator Australia 2026–27
Understand whether a quoted remuneration figure is base salary plus super or a total package inclusive of super. Model the super component and compare the package with estimated take-home pay.
Use the free calculator
Open My Pay Calculator to model the scenario with your selected financial year, residency and relevant settings.
Open My Pay Calculator →Base salary plus super vs package inclusive of super
A job offer can quote either a base salary with super added on top or a total package that already includes super. Those two figures are not directly comparable. Use the calculator to separate the components before comparing offers.
What you can model
- Base salary with super added
- Total package inclusive of super
- Editable superannuation rate
- Estimated take-home pay after tax
- Weekly, fortnightly, monthly and annual views
Super rate assumptions
The superannuation rate is editable so the calculator is not locked to a single employer contribution rate. The methodology page explains how super is treated. Assumptions were last reviewed 17 September 2026.
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Frequently asked questions
What does salary plus super mean?
It generally means the quoted base salary is separate from the employer superannuation contribution, which is added on top.
What does package inclusive of super mean?
It means the superannuation contribution is included within the quoted total remuneration package.
Can I change the super rate?
Yes. My Pay Calculator allows the super rate to be edited for the scenario being modelled.
Does super reduce the take-home salary shown?
That depends on whether the input is treated as base salary or a package inclusive of super. Use the relevant calculator mode to model the offer correctly.
Rates, sources and assumptions
See how the estimates are calculated, which financial years are supported and the limitations that apply.
View methodology & sources →Last reviewed: 17 September 2026
Estimates only. Actual tax, payroll, superannuation and entitlement outcomes depend on individual circumstances. My Pay Calculator is not financial, taxation, payroll or legal advice.